Summer is here, and we're going to be out and about exploring, taking day trips, vacationing, and there are certain things that will make our lives easier this summer.

Let's face it, there are certain things you need to keep close as we enter the warmer months. I'm the type of person that likes to be prepared when I'm going anywhere. If I'm going hiking I always have my backpack that has basic survival stuff in it, because you never know what can happen. I spent one year in the boy scouts as a kid and learned to always be prepared. I really just wanted to do the pinewood derby, turns out I learned something else.

Either way, I'm sure you have certain things that you keep by your side during this time of year. Here are some things that you might want to keep close.

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Stacker ranked the most expensive climate disasters by the billions since 1980 by the total cost of all damages, adjusted for inflation, based on 2021 data from the National Oceanic and Atmospheric Administration (NOAA). The list starts with Hurricane Sally, which caused $7.3 billion in damages in 2020, and ends with a devastating 2005 hurricane that caused $170 billion in damage and killed at least 1,833 people. Keep reading to discover the 50 of the most expensive climate disasters in recent decades in the U.S.

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LOOK: Here are the 50 best beach towns in America

Every beach town has its share of pluses and minuses, which got us thinking about what makes a beach town the best one to live in. To find out, Stacker consulted data from WalletHub, released June 17, 2020, that compares U.S. beach towns. Ratings are based on six categories: affordability, weather, safety, economy, education and health, and quality of life. The cities ranged in population from 10,000 to 150,000, but they had to have at least one local beach listed on TripAdvisor. Read the full methodology here. From those rankings, we selected the top 50. Readers who live in California and Florida will be unsurprised to learn that many of towns featured here are in one of those two states.

Keep reading to see if your favorite beach town made the cut.

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