We recently looked at Holiday budgets for cities, but on a much smaller scale...what about your holiday budget?  Do you find yourself overspending, only to pay for it in February when the credit card bills come in?  Here are some things to factor in now, to help you stay within your budget.  Just a few holiday expenses and the average cost of each one . . .

1.  Gifts for family and friends, $270.

2.  Holiday food and drinks at home, $117.

3.  Food and drinks at restaurants, $98.

4.  New clothes and beauty items, $71.

5.  Holiday entertainment, $68.

6.  Extra childcare or babysitting hours, $30.

7.  Decorations, $46.

8.  A Christmas tree, $34.

9.  Money spent on a house cleaner or cleaning supplies, $30.

10.  Buying things for a guest room, $25.

The survey also found that the average person who DOESN'T stick to their budget will overspend by a whopping $489.



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